Speak with a specialist today.

Get help finding the best way to start accepting payments for your business. Available Monday through Friday, 8 a.m. to 6 p.m. CT.

844-841-1114

 

Special offer

Start earning up to $1,000 back.

Step 1
Find your payments solution.

Choose from the options below and apply for a new U.S. Bank Payment Solutions Account by September 30th, 2025 to be eligible.

Step 2
Start taking payments.

Accept payments in-store, online or on-the-go and settle card payments over a three-month period.

Step 3
Get your statement credit.

Keep your payments account open and get a statement credit equivalent to the transaction fees you’ve spent over three months (up to $1,000 back).1

Power your business with U.S. Bank Payment Solutions

From flexible POS hardware options with no termination fees and fast funding, we help your business payments run more efficiently. Plus, our dedicated live support team is available 24/7 ensuring you get the help you need at any time.

Fast funding2

Receive funds within hours, seven days a week, including holidays and weekends at no additional cost with a U.S. Bank checking account.

Security and fraud protection

Secure payment data without compromise by employing encryption, tokenization and infallible safeguards for customer information against fraud.

Customize your solution

Regardless of your industry or business size, we have over 250 integrations. Our solutions seamlessly connect to your business.

Reporting and integrations

Simplify invoicing, create custom reports, manage inventory, track employee hours and integrate third-party data.

Partner with a specialist

Sign up for more information to discover how you can scale your business by accepting payments through our payment solutions accounts.

Call a payments specialist to learn more at 844-841-1114.

Success

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Know your transaction fees from the get-go.

Fees starting at3:

2.60% + 10¢ Swipe, tap, insert.

For physical or tap-to-pay card payments made by customer.

3.50% + 15¢ Manual transaction

For card payments where you enter manual card details for customer in person or over-the-phone.

2.90% + 30¢ Online payments.

For digital or e-commerce purchases online.

Learn more about payment solutions

Payment solutions, point-of-sale systems and hardware to help you succeed.

Basic POS

Mobile card reader

Simplify on-the-go payments with our mobile app and card reader.

Apply now

Entry level POS

Smart terminal

Opt for elegance with a smart terminal that can take payments at any location.

Apply now

Looking for a different option?

Find an alternative way to qualify for your statement credit.

Speak with a specialist to create a payment system bundle that scales with larger or more unique businesses and still qualify for this offer.

Contact a specialist

Frequently asked questions

U.S. Bank payment solution accounts accept Visa, Mastercard, Discover and American Express cards along with gift cards. They also accept contactless payments via Apple Pay, Google Pay, and Samsung Pay.

No, you do not need an account with U.S. Bank to use these payment solutions. You can use our payment solutions without a U.S. Bank business account; however, having an account can make tasks- like account management and accessing funds- more convenient.

Convenient and robust functionality

  • Easy to understand and easy to navigate

Competitive pricing

  • We offer a free tier of the SaaS product to customers and more cost-effective pricing packages on hardware/software 

Attractive rental models with no long-term contracts

  • While competitors mostly offer purchase options or fixed-lease contracts, we offer flat-rate rental fees per month making it a lower financial commitment for our customers.

  • Anytime cancellation for customers and no additional break fee included (some competitors offer 2-year contracts with large break fees).

Free same-day settlement 

  • Unlike some POS hardware competitors, there is no additional cost to the customer for same day settlement with a U.S. Bank account.

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Disclosures

  1. Promotional offer is available with establishment of a new payment processing account by new or existing U.S. Bank customers, not currently using Elavon as their merchant processing services provider. Offer may not be combined with any other Merchant Services promotions or incentives. Association Partners, registered Payment Facilitators, and certain other business types with specialized pricing are not eligible for this offer. To qualify you must:

    • Open, and be approved for, a new U.S. Bank Payment Solutions Merchant Account (MID) by September 30, 2025.
    • Account must be open and actively accepting and settling payments at the time the monthly statement credits are being calculated and applied in order to receive the rebate. Merchant account must be in good standing with no outstanding recovery balance.

     

    The monthly statement credit will appear in the Fees/Charges Category of the merchant statement in the fourth month following account opening, not to exceed the $1,000 credit maximum. The promotional credit is based on total account fees and charges billed during the initial three (3) months following new account opening, excluding equipment, chargebacks, and adjustments for each respective month.

    For example, a new merchant account opened and approved on July 14, 2025, will immediately begin qualifying for credits on eligible monthly account fees and charges billed. The cumulative credit for the three (3) months following approval will appear on the November 2025 merchant statement. 

    In addition to the $1,000 cap, the statement credit amount cannot exceed total eligible monthly fees and charges actually billed and collected. Such statement credit may be adjusted to solely offset the eligible monthly account statement fees and charges billed and collected. U.S. Bank and/or Elavon, a U.S. Bank subsidiary, reserve the right, in their sole discretion, to modify, suspend or terminate the promotion at any time.

  2. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speed is dependent on batch times and will be processed every day, including weekends and holidays. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  3. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U. S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

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Apple Pay is a registered trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay, Android and Google Play are trademarks of Google LLC. Fitbit Pay is a trademark of Fitbit LLC and/or its affiliates.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

An email address is required for all requests. We use email to communicate information about your request. Confidential, personal or financial information will never be sent or requested in an email from U.S. Bank.

By providing us with an email address you are expressly consenting to receiving email communications — including but not limited to Marketing material/Advertising, Promotions, Sales Campaigns, and Questioner/Research Surveys.

By providing U.S. Bank with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system — from U.S. Bank and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

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